As the third largest credit card brand in the US, Discover Financial Services has around 61 million customers who have opted for a Discover Card. Cards are issued either through the Discover Bank or through other banks. The company was founded in 1985 and their solid business strategy has made it possible for them to compete against MasterCard and Visa. One of their main selling points was the fact that they didn’t charge an annual fee. What are the advantages of Discover Card for casino gambling? Which are its drawbacks?

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In this article we will explore why choosing Discover Card for making a deposit at casinos is a good option, and which are some of the few shortcomings of Discover cards.

Advantages of Discover Card for Casino Gambling

A first important aspect to consider is the lack of an annual fee, which is quite uncommon for any credit card company. You may not save a considerable amount of money on a yearly basis, but freebies like these are always good news. Apart from the lack of an annual fee, casinos don’t charge any additional handling fees when making a deposit with Discover Card. A further advantage of using it as a payment method at a casino is that you receive cashbacks as casino deposits are treated as purchases. Therefore, a certain percentage, depending on the type of card you have, is refunded to you. And the advantages don’t stop here. In terms of late payments, Discover Card are quite lenient, thus, paying late won’t affect your APR and you won’t have to pay a late fee on your first late payment. Also, there are no foreign transaction fees or over the limit fees.

Depending on the type of card you choose (Cash Back, Travel, Student, or Secured), you’ll have different benefits ranging from higher cashback percentages to getting airline miles.

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Casino players that want a Discover Card don’t have to apply for one through their bank as they can request one directly from Discover. They also don’t need a bank account linked to the card.

Disadvantages of Discover Card for Casino Gambling

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There aren’t many drawbacks for using Discover Card when making casino payments, however, before you apply for one for the purpose of making casino deposits, here are a few things that you should consider first:

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• There is a limited number of online casinos accepting Discover Card. While there are online casinos that accept any type of credit or debit card including Discover Card, some online casinos will only accept a few types of cards.
• Additional fees (e.g. 3% fee for each balance transfer) and higher interest rates.

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Given that there aren’t as many casinos that accept Discover deposits as opposed to casinos that accept Visa and MasterCard, when choosing to play at an online casino that does accept Discover Card as a payment option, make sure it’s a reputable casino, and that it’s a regulated US-friendly casino. Read online casino reviews to see whether the casino has a good reputation, otherwise you run the risk of falling prey to scammer sites that may hijack your credit card information. A little foresight can go a long way, so you can enjoy all the benefits of making deposits with Discover Card.

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